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Carte ZERO DOWN IN PARADISE Jay A Miller

ZERO DOWN IN PARADISE

THE HAWAII VA LOAN PLAYBOOK FOR MILITARY HOMEBUYERS

Autor: Jay A Miller
Limbă: engleză
Legare: Carte broșată
Editura: Jay A Miller
Disponibilitate: Așteptăm intrarea în stoc
Ediția 09. 07. 2026
97.87 lei
Hawaii is one of the most expensive housing markets in America. For service members arriving on PCS...

Informații despre carte

Autor
Jay A Miller
Limbă
engleză
Legare
Carte - Carte broșată
Publicat
2026
Pagini
166
EAN
9798996355303
Enbook ID
53241338
Editura
Jay A Miller
Greutate
232
Dimensiuni
152 x 229 x 10

Descriere completă

Hawaii is one of the most expensive housing markets in America. For service members arriving on PCS orders to Joint Base Pearl Harbor-Hickam, Schofield Barracks, Marine Corps Base Hawaii, or any of the islands' major installations, the sticker shock is real. Median home prices on Oahu have exceeded $1 million for years. The math feels impossible.

It isn't - if you know how to use the most powerful financial benefit you've already earned.

Zero Down in Paradise is the definitive guide to buying a home in Hawaii using your VA loan. Written by a 25-year Hawaii lending veteran who has personally helped hundreds of military families with their VA loans, it walks readers through every step of the process: understanding your entitlement, leveraging BAH and COLA as purchasing power, navigating Hawaii's unique condo approval requirements, mastering the leasehold-versus-fee-simple distinction, working through the J-1 inspection contingency, and closing on time in a market where the recording timeline runs days behind the mainland.

Inside, military homebuyers will find a complete VA loan playbook tailored to Hawaii's market, including:

• How full entitlement removes loan limits - even in Honolulu's high-cost market
• Why Hawaii's property taxes are among the lowest in the nation (and the exemptions every buyer must file)
• The IRRRL refinance, cash-out refi, and assumable loan strategies that build long-term wealth
• The new 2026 VA funding fee tax deduction most lenders haven't told their clients about
• Real stories from the closing table - what works, what fails, and how to avoid the costly mistakes

Whether you're an E-5 buying your first condo, an O-4 looking for a single-family home in Mililani, a Reserve member with VA eligibility, or a veteran returning to the islands years after your last assignment - this book gives you the knowledge, confidence, and competitive edge to turn your VA benefit into a Hawaii home.