Financial Literacy

Name: Financial Literacy
Brand: Oxford University Press
SKU: 9780199696819
Price: 546.85 RON
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Implications for Retirement Security and the Financial Marketplace

Autor: Olivia S. Mitchell, Annamaria Lusardi

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Legare: Copertă tare

Editura: Oxford University Press

Disponibilitate: În depozitul extern

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As financial markets grow ever more complex and integrated, households must make increasingly sophis...

Informații despre carte

Autor

Olivia S. Mitchell, Annamaria Lusardi

Limbă

engleză

Legare

Carte - Copertă tare

Publicat

2011

Pagini

328

EAN

9780199696819

ISBN

0199696810

Enbook ID

04535037

Editura

Oxford University Press

Greutate

606

Dimensiuni

239 x 164 x 22

Descriere completă

As financial markets grow ever more complex and integrated, households must make increasingly sophisticated and all-too-often irreversible economic decisions. This is particularly evident in retirement decision-making. Traditional defined benefit pension schemes are being replaced with defined contribution pensions; employer and government judgment regarding how much to save and where to invest has been replaced by employees having to make these choices on their own (sometimes assisted by advisers); and retirees have become responsible for managing their own pension assets. This volume explores how financial literacy can enhance peoples' ability to make informed economic choices. It proposes that financial literacy determines how well people make and execute saving, investing, borrowing, and planning decisions. It examines causality using controlled settings to disentangle whether financial literacy causes saving or vice versa, and demonstrates that financial education programs do indeed enhance financial decision-making and asset accumulation.

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Financial Literacy

Implications for Retirement Security and the Financial Marketplace

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Descriere completă

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